Global Cheese Based Snacks Market Outlook to 2028 – Trends, Growth, Companies, Industry Strategies, and Post COVID Opportunity Analysis

DUBLIN, December 23, 2021–(Company WIRE)–The “Cheese Based Treats Sector Outlook to 2028- Market Traits, Advancement, Companies, Industry Approaches, and Write-up COVID Chance Analysis, 2018- 2028” report has been extra to ResearchAndMarkets.com’s giving.

This report offers a complete analysis of worldwide and regional Cheese Dependent Snacks markets from 2018 to 2028.

It provides a detailed examination of the world-wide Cheese Primarily based Snacks sector ailments through the yr 2021, sector earnings likely throughout segments, vital strategies of corporations, the impression of COVID-19 pandemic, market dynamics, industry landscape, industry developments, industry share analysis, and various recovery eventualities.

In the current version, we provide an outlook on the use of Cheese Based mostly Snacks and marketplace size by way of 2028. Around the subsequent seven decades, we be expecting to see a strong market place outlook driven by broader item portfolios, innovation trends, expansion into niche segments, and other concentrated techniques. In general, the Cheese Dependent Snacks industry outlook for 2021 to 2028 continues to be sturdy as identified in the report.

The report delivered specific insights into the recovery scenarios and offers the measures forward for the world and nearby Cheese Based Treats organizations.

Distinctive nations around the world have different prospective clients for reaching the conclusion of the pandemic as the pace of vaccine rollout varies throughout markets. The last two a long time provided a person of the most strange situations in the history of the Cheese Based Treats sector. Even further, offer chains are starting to be world wide and sophisticated in this quickly-evolving field. This resulted in fluctuations in market dimensions growth charges.

The future seven a long time will see the marketplace measurement growing at a much more dependable charge but with concentrated awareness on spending, and much more consideration to value-additional items and broader applications of present merchandise.

The report offers an in-depth glimpse at the chances, challenges, and implications for stakeholders in the Cheese Primarily based Treats field.

Essential Subject areas Covered:

1 Introduction to Cheese Centered Snacks Marketplaces

1.1 Report Guide

1.2 Definition

1.3 Scope of the Exploration

1.3.1 Segmentation by Style

1.3.2 Base year- 2020, approximated yr- 2021, forecast time period- 2021 to 2028

1.4 Review Restrictions

1.5 What is new in this edition?

2 Analysis Methodology

2.1 Sources considered in the review

2.2 Study Methodology

2.3 Forecast Methodology

2.4 Information validation

2.5 Study Assumptions

3 Govt Summary

3.1 Cheese Dependent Snacks Market Snapshot, 2021 and 2028

3.2 COVID Impression on Cheese Based Treats Sector- 12 months-on-Yr Advancement (2019- 2020) and (2020- 2021)

3.3 Cheese Centered Snacks Current market Size by Style (USD Million), 2018- 2028

3.4 Cheese Centered Snacks Industry Sizing by Application (USD Million), 2018- 2028

3.5 Cheese Based mostly Treats Industry Size by Geography (USD Million), 2018- 2028

4 Strategic Insights into Cheese Based Treats Markets

4.1 Potential expansion alternatives in world wide Cheese Dependent Snacks Industry, 2021- 2028

4.2 Key approaches of companies running in the market

4.3 5 Forces Analysis

4.4 PESTLE Analysis

5 Market place Overview

5.1 Introduction to Cheese Based mostly Treats Markets

5.2 Market place Dynamics

5.2.1 Drivers

5.2.2 Restraints

5.2.3 Options

5.2.4 Worries

5.3 COVID Impact on the industry in the course of 2020 and 2021

5.4 Recovery outlook (Optimistic progress, reference, pessimistic progress), 2021- 2028

6 North The usa Cheese Centered Treats Market place Dimensions Outlook to 2028

7 Europe Cheese Based mostly Treats Market place Size Outlook to 2028

8 Asia Pacific Cheese Centered Snacks Current market Dimension Outlook to 2028

9 South and Central America Cheese Centered Snacks Marketplace Dimensions Outlook to 2028

10 Center East and Africa Cheese Dependent Snacks Marketplace Dimensions Outlook to 2028

11 Aggressive Landscape

11.1 Overview of Organizations in Cheese Dependent Treats Sector

11.2 Economic Evaluation of Vital Gamers, 2018- 2020

11.3 Business overview

11.4 Product Portfolio

11.5 SWOT Profiles

11.6 Specials and Other Developments

12 Appendix

For additional facts about this report visit https://www.researchandmarkets.com/r/izepvu

Look at source variation on businesswire.com: https://www.businesswire.com/news/household/20211223005188/en/

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Zacks: Analysts Anticipate Prudential Financial, Inc. (NYSE:PRU) Will Post Quarterly Sales of $13.39 Billion

Analysts forecast that Prudential Financial, Inc. (NYSE:PRU) will announce sales of $13.39 billion for the current fiscal quarter, according to Zacks Investment Research. Two analysts have made estimates for Prudential Financial’s earnings, with the highest sales estimate coming in at $13.40 billion and the lowest estimate coming in at $13.39 billion. Prudential Financial posted sales of $15.08 billion during the same quarter last year, which would indicate a negative year-over-year growth rate of 11.2{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}. The firm is expected to issue its next earnings report on Thursday, February 3rd.

On average, analysts expect that Prudential Financial will report full year sales of $60.01 billion for the current financial year, with estimates ranging from $59.27 billion to $60.38 billion. For the next financial year, analysts expect that the firm will report sales of $56.32 billion, with estimates ranging from $53.82 billion to $60.60 billion. Zacks Investment Research’s sales averages are an average based on a survey of sell-side research analysts that follow Prudential Financial.

Prudential Financial (NYSE:PRU) last released its quarterly earnings data on Tuesday, November 2nd. The financial services provider reported $3.78 earnings per share for the quarter, beating analysts’ consensus estimates of $2.68 by $1.10. The business had revenue of $19.66 billion during the quarter, compared to analyst estimates of $13.24 billion. Prudential Financial had a net margin of 11.82{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} and a return on equity of 9.33{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}. During the same period last year, the business earned $3.21 EPS.

PRU has been the topic of a number of recent analyst reports. Barclays raised their price target on shares of Prudential Financial from $102.00 to $110.00 and gave the company an “equal weight” rating in a report on Thursday, September 16th. The Goldman Sachs Group initiated coverage on shares of Prudential Financial in a report on Thursday, December 2nd. They set a “neutral” rating and a $115.00 price target on the stock. Morgan Stanley raised their price target on shares of Prudential Financial from $110.00 to $112.00 and gave the company an “equal weight” rating in a report on Thursday, November 18th. Finally, Royal Bank of Canada raised their price target on shares of Prudential Financial from $112.00 to $119.00 and gave the company a “sector perform” rating in a report on Thursday, November 4th. Seven research analysts have rated the stock with a hold rating and two have issued a buy rating to the stock. Based on data from MarketBeat, Prudential Financial currently has an average rating of “Hold” and an average price target of $107.18.

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In other Prudential Financial news, CEO Charles F. Lowrey sold 37,011 shares of Prudential Financial stock in a transaction that occurred on Friday, October 8th. The shares were sold at an average price of $110.00, for a total transaction of $4,071,210.00. The sale was disclosed in a filing with the SEC, which is accessible through this link. Also, SVP Timothy L. Schmidt sold 3,500 shares of Prudential Financial stock in a transaction that occurred on Tuesday, November 16th. The shares were sold at an average price of $112.26, for a total transaction of $392,910.00. The disclosure for this sale can be found here. 0.33{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} of the stock is owned by insiders.

Institutional investors have recently added to or reduced their stakes in the company. Nordea Investment Management AB increased its position in Prudential Financial by 103.8{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} in the third quarter. Nordea Investment Management AB now owns 4,485,930 shares of the financial services provider’s stock worth $477,078,000 after purchasing an additional 2,284,632 shares during the last quarter. Royal Bank of Canada increased its position in Prudential Financial by 255.5{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} in the second quarter. Royal Bank of Canada now owns 2,908,712 shares of the financial services provider’s stock worth $298,055,000 after purchasing an additional 2,090,578 shares during the last quarter. Amundi bought a new stake in Prudential Financial in the second quarter worth $206,722,000. Bank of New York Mellon Corp increased its position in Prudential Financial by 20.9{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} in the second quarter. Bank of New York Mellon Corp now owns 3,492,504 shares of the financial services provider’s stock worth $357,876,000 after purchasing an additional 603,664 shares during the last quarter. Finally, Invesco Ltd. increased its position in Prudential Financial by 24.1{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} in the third quarter. Invesco Ltd. now owns 3,081,505 shares of the financial services provider’s stock worth $324,174,000 after purchasing an additional 597,615 shares during the last quarter. Hedge funds and other institutional investors own 56.14{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} of the company’s stock.

NYSE:PRU opened at $106.93 on Thursday. The firm has a 50-day simple moving average of $109.04 and a two-hundred day simple moving average of $105.49. The company has a debt-to-equity ratio of 0.30, a quick ratio of 0.06 and a current ratio of 0.06. The firm has a market cap of $40.42 billion, a P/E ratio of 5.84, a P/E/G ratio of 0.79 and a beta of 1.63. Prudential Financial has a fifty-two week low of $74.58 and a fifty-two week high of $115.52.

Prudential Financial declared that its Board of Directors has authorized a stock repurchase plan on Tuesday, November 9th that permits the company to buyback $1.50 billion in outstanding shares. This buyback authorization permits the financial services provider to reacquire up to 3.6{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} of its shares through open market purchases. Shares buyback plans are typically a sign that the company’s board of directors believes its shares are undervalued.

The firm also recently disclosed a quarterly dividend, which will be paid on Thursday, December 16th. Investors of record on Tuesday, November 23rd will be issued a $1.15 dividend. This represents a $4.60 dividend on an annualized basis and a dividend yield of 4.30{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}. The ex-dividend date of this dividend is Monday, November 22nd. Prudential Financial’s payout ratio is 25.12{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}.

About Prudential Financial

Prudential Financial, Inc engages in the provision of financial products and services including life insurance, annuities, mutual funds, and investment management to both individual and institutional customers. It operates through the following segments: PGIM, International Businesses, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, Closed Block, and Corporate and Others.

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Earnings History and Estimates for Prudential Financial (NYSE:PRU)

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest and most accurate reporting. This story was reviewed by MarketBeat’s editorial team prior to publication. Please send any questions or comments about this story to [email protected]

Should you invest $1,000 in Prudential Financial right now?

Before you consider Prudential Financial, you’ll want to hear this.

MarketBeat keeps track of Wall Street’s top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on… and Prudential Financial wasn’t on the list.

While Prudential Financial currently has a “Hold” rating among analysts, top-rated analysts believe these five stocks are better buys.

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Brokerages Anticipate SVB Financial Group (NASDAQ:SIVB) Will Post Quarterly Sales of $1.44 Billion

Equities analysts predict that SVB Financial Group (NASDAQ:SIVB) will post sales of $1.44 billion for the current quarter, according to Zacks. Six analysts have issued estimates for SVB Financial Group’s earnings, with the highest sales estimate coming in at $1.56 billion and the lowest estimate coming in at $1.35 billion. SVB Financial Group posted sales of $1.21 billion during the same quarter last year, which would indicate a positive year over year growth rate of 19{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}. The business is scheduled to report its next quarterly earnings results on Thursday, January 20th.

On average, analysts expect that SVB Financial Group will report full year sales of $5.88 billion for the current financial year, with estimates ranging from $5.79 billion to $6.00 billion. For the next fiscal year, analysts expect that the business will report sales of $6.51 billion, with estimates ranging from $6.17 billion to $7.04 billion. Zacks’ sales calculations are an average based on a survey of sell-side research analysts that cover SVB Financial Group.

SVB Financial Group (NASDAQ:SIVB) last posted its earnings results on Wednesday, October 20th. The bank reported $6.24 earnings per share for the quarter, topping the consensus estimate of $5.04 by $1.20. The firm had revenue of $1.53 billion during the quarter, compared to analysts’ expectations of $1.31 billion. SVB Financial Group had a return on equity of 18.95{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} and a net margin of 31.79{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}. During the same quarter in the previous year, the business earned $8.47 earnings per share.

A number of brokerages have weighed in on SIVB. Morgan Stanley upgraded SVB Financial Group from an “equal weight” rating to an “overweight” rating and boosted their price objective for the company from $775.00 to $985.00 in a research note on Monday, December 6th. Royal Bank of Canada reiterated an “outperform” rating and issued a $780.00 price objective (up previously from $743.00) on shares of SVB Financial Group in a research note on Friday, October 22nd. Truist boosted their price objective on SVB Financial Group from $700.00 to $850.00 and gave the company a “buy” rating in a research note on Monday, October 25th. Stephens boosted their price objective on SVB Financial Group from $700.00 to $790.00 and gave the company an “equal weight” rating in a research note on Thursday, October 28th. Finally, Keefe, Bruyette & Woods raised SVB Financial Group from a “market perform” rating to an “outperform” rating and set a $700.00 target price on the stock in a report on Tuesday, September 7th. One investment analyst has rated the stock with a sell rating, four have assigned a hold rating and fourteen have assigned a buy rating to the stock. Based on data from MarketBeat.com, the company currently has an average rating of “Buy” and a consensus target price of $769.95.

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In related news, insider Michael Descheneaux sold 2,200 shares of the stock in a transaction dated Tuesday, November 9th. The stock was sold at an average price of $736.09, for a total transaction of $1,619,398.00. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, insider Laura Izurieta sold 6,062 shares of the stock in a transaction dated Monday, December 6th. The stock was sold at an average price of $688.94, for a total value of $4,176,354.28. The disclosure for this sale can be found here. Over the last quarter, insiders have sold 21,620 shares of company stock worth $15,133,863. 0.68{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} of the stock is owned by company insiders.

A number of large investors have recently made changes to their positions in SIVB. JPMorgan Chase & Co. increased its stake in SVB Financial Group by 103.6{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} during the second quarter. JPMorgan Chase & Co. now owns 2,428,967 shares of the bank’s stock worth $1,351,549,000 after acquiring an additional 1,235,927 shares during the last quarter. BlackRock Inc. increased its stake in SVB Financial Group by 9.5{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} during the third quarter. BlackRock Inc. now owns 5,059,688 shares of the bank’s stock worth $3,273,011,000 after acquiring an additional 439,970 shares during the last quarter. Invesco Ltd. increased its stake in SVB Financial Group by 42.9{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} during the third quarter. Invesco Ltd. now owns 1,238,752 shares of the bank’s stock worth $801,323,000 after acquiring an additional 372,184 shares during the last quarter. Amundi acquired a new stake in shares of SVB Financial Group in the second quarter valued at about $199,823,000. Finally, Macquarie Group Ltd. grew its stake in shares of SVB Financial Group by 1,057.8{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} in the second quarter. Macquarie Group Ltd. now owns 349,276 shares of the bank’s stock valued at $194,347,000 after buying an additional 319,110 shares in the last quarter. Institutional investors own 86.77{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} of the company’s stock.

SIVB stock opened at $703.92 on Friday. The business has a 50 day moving average price of $714.23 and a 200 day moving average price of $625.56. The stock has a market cap of $41.31 billion, a price-to-earnings ratio of 21.49, a PEG ratio of 2.69 and a beta of 1.90. SVB Financial Group has a fifty-two week low of $348.36 and a fifty-two week high of $763.22. The company has a quick ratio of 0.48, a current ratio of 0.48 and a debt-to-equity ratio of 0.15.

About SVB Financial Group

SVB Financial Group is a holding company, which engages in the provision of banking and financial services. It operates through the following segments: Global Commercial Bank, SVB Private Bank, SVB Capital, and SVB Leerink. The Global Commercial Bank segment comprises of results from the commercial bank, private equity division, SVB wine, SVB analytics, and debt fund investments.

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Earnings History and Estimates for SVB Financial Group (NASDAQ:SIVB)

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest and most accurate reporting. This story was reviewed by MarketBeat’s editorial team prior to publication. Please send any questions or comments about this story to [email protected]

Should you invest $1,000 in SVB Financial Group right now?

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MarketBeat keeps track of Wall Street’s top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on… and SVB Financial Group wasn’t on the list.

While SVB Financial Group currently has a “Buy” rating among analysts, top-rated analysts believe these five stocks are better buys.

View The 5 Stocks Here

 

Analysts Anticipate Dime Community Bancshares, Inc. (NASDAQ:DCOM) Will Post Quarterly Sales of $101.93 Million

Wall Street brokerages forecast that Dime Community Bancshares, Inc. (NASDAQ:DCOM) will report $101.93 million in sales for the current fiscal quarter, Zacks Investment Research reports. Two analysts have provided estimates for Dime Community Bancshares’ earnings. The highest sales estimate is $103.60 million and the lowest is $100.27 million. Dime Community Bancshares reported sales of $48.44 million in the same quarter last year, which would suggest a positive year over year growth rate of 110.4{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}. The firm is scheduled to issue its next earnings report on Thursday, January 27th.

On average, analysts expect that Dime Community Bancshares will report full year sales of $399.74 million for the current fiscal year, with estimates ranging from $398.08 million to $401.40 million. For the next financial year, analysts anticipate that the firm will post sales of $415.88 million, with estimates ranging from $405.35 million to $426.40 million. Zacks Investment Research’s sales calculations are a mean average based on a survey of research firms that that provide coverage for Dime Community Bancshares.

Dime Community Bancshares (NASDAQ:DCOM) last released its earnings results on Thursday, October 28th. The savings and loans company reported $0.89 earnings per share for the quarter, topping the Zacks’ consensus estimate of $0.81 by $0.08. Dime Community Bancshares had a net margin of 20.83{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} and a return on equity of 14.25{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}. The firm had revenue of $104.56 million during the quarter, compared to analyst estimates of $100.18 million. During the same quarter in the previous year, the business earned $0.77 EPS.

Separately, Zacks Investment Research upgraded shares of Dime Community Bancshares from a “hold” rating to a “buy” rating and set a $42.00 price objective on the stock in a report on Wednesday, November 3rd. Three research analysts have rated the stock with a buy rating and one has given a strong buy rating to the company. Based on data from MarketBeat, the stock currently has a consensus rating of “Buy” and a consensus price target of $41.17.

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NASDAQ:DCOM opened at $34.30 on Wednesday. The firm’s 50-day moving average is $35.24 and its 200-day moving average is $33.91. Dime Community Bancshares has a 52-week low of $22.23 and a 52-week high of $38.35. The company has a debt-to-equity ratio of 0.18, a quick ratio of 0.92 and a current ratio of 0.92. The company has a market cap of $1.39 billion, a price-to-earnings ratio of 18.34 and a beta of 1.15.

The firm also recently announced a quarterly dividend, which was paid on Monday, October 25th. Investors of record on Monday, October 18th were paid a $0.24 dividend. The ex-dividend date of this dividend was Friday, October 15th. This represents a $0.96 dividend on an annualized basis and a yield of 2.80{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}. Dime Community Bancshares’s payout ratio is currently 51.34{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996}.

In other Dime Community Bancshares news, Director Basswood Capital Management, L bought 21,648 shares of the stock in a transaction that occurred on Thursday, September 2nd. The shares were acquired at an average price of $33.07 per share, with a total value of $715,899.36. The acquisition was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Insiders own 16.40{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} of the company’s stock.

A number of institutional investors have recently modified their holdings of DCOM. Advisor Group Holdings Inc. grew its stake in Dime Community Bancshares by 252.2{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} during the second quarter. Advisor Group Holdings Inc. now owns 877 shares of the savings and loans company’s stock worth $29,000 after buying an additional 628 shares during the last quarter. Eaton Vance Management bought a new stake in Dime Community Bancshares during the first quarter worth about $37,000. Point72 Hong Kong Ltd bought a new stake in Dime Community Bancshares during the third quarter worth about $41,000. Captrust Financial Advisors grew its stake in Dime Community Bancshares by 303.0{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} during the third quarter. Captrust Financial Advisors now owns 3,619 shares of the savings and loans company’s stock worth $118,000 after buying an additional 2,721 shares during the last quarter. Finally, Carolina Wealth Advisors LLC grew its stake in Dime Community Bancshares by 28.4{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} during the second quarter. Carolina Wealth Advisors LLC now owns 4,691 shares of the savings and loans company’s stock worth $158,000 after buying an additional 1,037 shares during the last quarter. 72.21{21df340e03e388cc75c411746d1a214f72c176b221768b7ada42b4d751988996} of the stock is currently owned by hedge funds and other institutional investors.

About Dime Community Bancshares

The largest community bank headquartered in Brooklyn, New York, chartered on April 19, 1864. The bank specializes in Commercial Mortgage finance in the NY Metro area and services depositors in 24 full service branches throughout Brooklyn, Queens, Nassau, and the Bronx.

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Get a free copy of the Zacks research report on Dime Community Bancshares (DCOM)

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Earnings History and Estimates for Dime Community Bancshares (NASDAQ:DCOM)

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest and most accurate reporting. This story was reviewed by MarketBeat’s editorial team prior to publication. Please send any questions or comments about this story to [email protected]

Should you invest $1,000 in Dime Community Bancshares right now?

Before you consider Dime Community Bancshares, you’ll want to hear this.

MarketBeat keeps track of Wall Street’s top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on… and Dime Community Bancshares wasn’t on the list.

While Dime Community Bancshares currently has a “Buy” rating among analysts, top-rated analysts believe these five stocks are better buys.

View The 5 Stocks Here